While we are not affiliated with the government in any way, our private company engaged writers to research the LIHEAP program and compiled a guide and the following answers to frequently asked questions. Our goal is to help you get the benefits that you need by providing useful information on the process.

  1. What Is Unemployment Insurance?
  2. What Are Unemployment Insurance Benefits?
  3. How to Qualify for Unemployment Benefits
  4. When to Apply for Unemployment
  5. How to Apply for Michigan Unemployment Insurance
  6. How Unemployment Insurance Benefit Amounts Are Calculated
  7. I Just Applied for Unemployment Insurance. Now What?
  8. What Happens After You Are Approved for Unemployment Benefits?
  9. How to Appeal an Unemployment Insurance Denial
  10. Need More Help?
  11. View or Download Our Free Guide

What is Unemployment Insurance?

Unemployment Insurance is a benefit program designed to replace part of the income of recently unemployed or underemployed workers. Unemployment Insurance is available to workers who are out of work through no fault of their own.

Learn more about Unemployment on Michigan’s Unemployment Program Overview page here.

What are Unemployment Insurance Benefits?

Unemployment Insurance Benefits are weekly payments given to eligible workers who apply to and are accepted into the program. These payments are typically provided via direct deposits to the beneficiary’s bank account.

Learn more about how Unemployment Insurance payments work here.

How to Qualify for Unemployment Benefits

To qualify for Unemployment Insurance in Michigan you must:

  • Have lost your job due to no fault of your own.
  • Be able to work.
  • Be actively seeking work.
  • Meet Michigan’s monetary and personal eligibility requirements.

You can learn more about Michigan’s requirements to qualify for Unemployment Insurance here.

When to Apply for Unemployment

Apply for benefits online here during the week you lost your job or up to 28 days after the day of the layoff or when your hours have been reduced.

Learn more information about applying for Unemployment Insurance here.

How to Apply for Unemployment

To apply for Unemployment Insurance in Michigan, complete the following three steps:

  1. Gather the documentation related to your previous employment and information you will need for the application.

Learn what documents and information you need here.

  1. Choose how you are going to apply, whether online or over the phone. 

To apply for Unemployment Insurance online, click here to access Michigan’s Unemployment claim portal.

You must file on the specific day that coordinates with your last name. See the filing schedule for online applications below:

Last NameOnline Day to File
A - LMonday, Wednesday or Friday
M - ZSunday, Tuesday or Thursday

To apply for Unemployment Insurance over the phone, call (866) 500-0017.

See the filing schedule for phone applications below:

Last NameOnline Day to File
A - LMonday or Wednesday
M - ZTuesday or Thursday

When filing by phone, note that Friday and Saturday are open to anyone who may have missed their designated filing days.

For more information about the application process, click here.

  1. Submit the Unemployment application, which is also known as filing a claim. 

If you have questions about the application process or require assistance, contact the Michigan Unemployment Insurance Agency between the hours of 8:00 AM and 6:00 PM Monday through Friday or between 7:00 AM and 2:00 PM on Saturday at:

  • Phone Number: (866) 500-0017
  • Michigan Relay: 711/ 1(800) 833-5833 (TTY)/ 1 (800) 833-7833 (Voice)

How Unemployment Insurance Benefit Amounts Are Calculated

The amount of Unemployment Benefits you receive is based on your past reported earnings by employers that you have worked for in Michigan. To determine how much an applicant will receive in Unemployment Benefits each week, the Michigan Unemployment Insurance Agency (UIA) takes your highest quarter earnings and multiplies it by .041. Then, it adds $6 for each dependent up to 5 total dependents.

The maximum weekly benefit amount is $362.

Learn more about Michigan’s base period and how benefits are calculated on page 10 of the Unemployment Benefits handbook here.

I Just Applied for Unemployment Insurance. Now What?

  1. Receive your Monetary Determination form

Once you have completed your unemployment benefits claim, you will receive the Monetary Determination form (UIA 1575C) to fill out. The form will indicate:

  • if you have been approved for benefits based on your wages
  • the weekly amount you will receive
  • the amount of weeks you are entitled to receive benefits
  • the reason you were no longer working for each of your employers
  • the work and registration requirements
  • when to start your bi-weekly certification
  • your rights to appeal

This form will also be sent to all your employers (last and past ones), who have 10 days to respond. After that time is completed, you will receive your first payment to cover for the first two weeks of unemployment since you filed your claim.

Unlike many other U.S. states, Michigan does not have a waiting week. Instead, claimants will be eligible for benefits on the week they lost their job. Unlike other states, in Michigan you can apply for unemployment benefits up to 28 days after the layoff.

If you are considered eligible, your payments will be backdated to the moment you became unemployed. Certification applications must be filed every two weeks to continue receiving unemployment benefits. You can find Michigan’s claimant portal here.

Learn more about the Bi-Weekly Certification Process on page 20 of this handbook.

  1. Start Looking for Work 

Keep track of your work-search contacts. You are required to make at least two contacts per week to receive payments and waiting week credit.

  1. Discuss Possible Issues 

If you were discharged or quit your last job, expect a call (or email if that is your preferred contact method) to determine if you are eligible for unemployment insurance.

You can learn more about what to expect after applying on page 11 of the handbook here.

What Happens After You Are Approved for Unemployment Benefits?

You must file a Bi-Weekly Certification Application every other week you are receiving Unemployment Benefits until you are employed again. This bi-weekly claim is like a follow-up application that certifies your continued eligibility for the program, and proves you are actively applying for new jobs.

Learn more about the Bi-Weekly Certification Application on page 11 of this handbook. File your Bi-Weekly Certification Applications here.

It’s important to remember that your Unemployment benefits could be delayed or denied if you do not file your bi-weekly claim. 

How to File an Appeal If You Are Denied Unemployment Benefits

If your Unemployment Insurance application was denied, you have the right to file an appeal. You must submit your appeal to the Department of Labor and Economic Opportunity within 30 days of the mail date of the Notice of Determination (denial).

You can send the application form in the Notice of Determination and submit either by mail or fax to the address or fax number included in the notice.

To file an appeal online, log into your MiWAM account and click on your Claim ID. Then, click on "Determination Status,” then “File an Appeal.” If you wish to upload supporting documents, click “Add.”

To file an appeal via email, use the Appeal Form provided by the Michigan Unemployment Insurance Appeals Commission. You must use Chrome, Firefox, Safari or Edge to access this form; Internet Explorer is not supported.

If you have questions with your appeal or need help filing, visit the Unemployment Insurance Appeals Commission’s website.

Need More Help?

If you have general questions about Michigan Unemployment Benefits, call the Michigan Unemployment Insurance Agency’s customer service center at (866) 500-0017.

Contact your local Unemployment Office or visit an office in person. Find your nearest Unemployment Office location and contact information here.

Find answers to other topics related to Unemployment Insurance on the Michigan Unemployment Insurance Agency’s FAQs page here.

The Michigan Unemployment Insurance Agency is available between the hours of 8:00 AM and 6:00 PM Monday through Friday or between 7:00 AM and 2:00 PM on Saturday, except for observed holidays listed here.

View or Download Our Free Guide

While we are not affiliated with the government in any way, our private company engaged writers to research the Unemployment Insurance program and compiled a guide and these answers to frequently asked questions. Our goal is to help you get the benefits that you need by providing useful information on the process.

Our free Unemployment Insurance Guide is filled with helpful information about how to apply, program eligibility requirements and how to get in touch with local offices. You can view our free guide here.

  1. Contact the Michigan Unemployment Insurance Agency
  2. Unemployment Offices in Michigan
  3. Need More Help?
  4. View or Download Our Free Guide

Contact the Michigan Unemployment Insurance Agency

If you have general questions about Michigan Unemployment Benefits or an Unemployment Insurance claim, call the Michigan Unemployment Insurance Agency’s customer service center at 1 (866) 500-0017.

You can chat with a live agent through the Michigan Web Account Manager (MiWAM) once you have applied for Unemployment Insurance using the online portal here. The chat is available Monday through Friday between 8:00 AM and 5:00 PM.

The Unemployment Insurance Agency phone lines are available Monday through Friday, 8:00 AM until 6:00 PM, and on Saturday between 7:00 AM and 2:00 PM, except for observed holidays listed here.

Unemployment Offices in Michigan

You may need to contact your local unemployment office for specific application questions or assistance. Find contact information for all unemployment offices in Michigan below. Or, go to Michigan’s local office page here.

LocationAddressPhone Number
Benton Harbor401 8th St., Benton Harbor, MI 49022269-927-1799
Detroit3024 W. Grand Blvd., Suite L-385, Detroit, MI 48202313-456-2400
Gaylord931 Otsego Avenue, Gaylord, MI 49735866-500-0017
Grand Rapids3391 Plainfield NE, Grand Rapids, MI 49525616-361-3200
Kalamazoo1601 South Burdick St., Kalamazoo, MI 49001269-383-2536
Lansing5217 Perry Robinson Circle, Lansing, MI 48911866-500-0017
Marquette1498 O'Dovero Dr., Ste 2, Marquette, MI 49855906-228-3075
Muskegon2700 Baker St., Muskegon Heights, MI 49444866-500-0017
Saginaw515 N. Washington Ave., Suite 100, Saginaw, MI 48607866-500-0017
Sterling Heights43015 Hayes Rd., Sterling Heights, MI 48313866-500-0017
Saul Ste. Marie1118 East Easterday Ave., Sault Ste. Marie, MI 49783906-635-1752
Traverse City1209 South Garfield Avenue, Suite CTraverse City, MI 49686231-922-3700

Need More Help?

To find more information on Michigan Unemployment Benefits and Services, visit:

  • The Michigan Unemployment Insurance Agency website here.
  • The Michigan Unemployment Insurance Agency Frequently Asked Questions page here.

To file an Unemployment Insurance claim online or by phone:

  • Visit the Michigan Unemployment Insurance claimant portal here.
  • Call (866) 500-0017

Find answers to other questions related to Unemployment Insurance in the handbook here.

View or Download Our Free Guide

While we are not affiliated with the government in any way, our private company engaged writers to research the Unemployment Insurance program and compiled a guide and these answers to frequently asked questions. Our goal is to help you get the benefits that you need by providing useful information on the process.

Our free Unemployment Insurance Guide is filled with helpful information about how to apply, program eligibility requirements and how to get in touch with local offices. You can view our free guide here.

  1. How to Apply for Michigan Unemployment Insurance
  2. How to Check Your Application Status
  3. The Unemployment Benefits Waiting Week
  4. How to Appeal an Unemployment Insurance Denial
  5. Need More Help?
  6. View or Download Our Free Guide

How to Apply for Michigan Unemployment Insurance

To apply for Unemployment Insurance in Michigan, complete the following three steps:

  1. Gather the documentation related to your previous employment and information you will need for the application.

Learn what documents and information you need here.

  1. Choose how you are going to apply, whether online or over the phone. 

To apply for Unemployment Insurance online, click here to access Michigan’s Unemployment claim portal.

You must file on the specific day that coordinates with your last name. See the filing schedule for online applications below:

Last NameOnline Day to File
A - LMonday, Wednesday or Friday
M - ZSunday, Tuesday or Thursday

To apply for Unemployment Insurance over the phone, call 1 (866) 500-0017.  If you are deaf or have trouble hearing, call the TTY line at 1 (866) 366-0004.

See the filing schedule for phone applications below:

Last NameDay to Call
A - LMonday or Wednesday
M - ZTuesday or Thursday

When filing by phone, note that Friday and Saturday are open to anyone who may have missed their designated filing days.

For more information about the application process, click here.

  1. Submit the Unemployment application, which is also known as filing a claim. 

If you have questions about the application process or require assistance, contact the Michigan Unemployment Insurance Agency between the hours of 8:00 AM and 6:00 PM Monday through Friday or between 7:00 AM and 2:00 PM on Saturday at:

  • Phone Number: 1 (866) 500-0017
  • Michigan Relay: 711/ 1(800) 833-5833 (TTY)/ 1 (800) 833-7833 (Voice)

How to Check Your Application Status

If you have already applied for Unemployment Insurance, you can check the status of your claim by logging into your MiWAM account. Select your Claim ID number from the list.

The Unemployment Benefits Waiting Week

The week after you file your unemployment claim is called the Waiting Week. You are not paid for the Waiting Week, but you do receive a Waiting Week credit. However, unlike many other U.S. states, Michigan does not have a waiting week. Instead, claimants will be eligible for benefits on the week they lost their job.

Unlike other states, in Michigan you can apply for unemployment benefits up to 28 days after the layoff.

If you are considered eligible, your payments will be backdated to the moment you became unemployed. Certification applications must be filed every two weeks to continue receiving unemployment benefits. You can find Michigan’s claimant portal here.

Learn more about the Bi-Weekly Certification Application on page 11 of this handbook.

How to Appeal an Unemployment Insurance Denial

If your Unemployment Insurance application was denied, you have the right to file an appeal. You must submit your appeal to the Department of Labor and Economic Opportunity within 30 days of the mail date of the Determination.

You can send the application form in the Notice of Determination and submit either by mail or fax to the address or fax number included in the notice.

To file an appeal online, log into your MiWAM account and click on your Claim ID. Then, click on "Determination Status,” then “File an Appeal.” If you wish to upload supporting documents, click “Add.”

You can also use the Appeal Form provided by the Michigan Unemployment Insurance Appeals Commission to also file an appeal online. You must use Chrome, Firefox, Safari or Edge to access this form; Internet Explorer is not supported.

If you have questions with your appeal or need help filing, visit the Unemployment Insurance Appeals Commission’s website.

Need More Help?

For help with an Unemployment Insurance application, or for any further questions about your Unemployment Insurance claim, call the Michigan Unemployment Insurance Agency at (866) 500-0017. 

You can also visit or call a local Unemployment Office for further assistance. Find your nearest Unemployment Office location and contact information here.

The Michigan Unemployment Insurance Agency is available between the hours of 8:00 AM and 6:00 PM Monday through Friday or between 7:00 AM and 2:00 PM on Saturday, except for observed holidays listed here.

View or Download Our Free Guide

While we are not affiliated with the government in any way, our private company engaged writers to research the Unemployment Insurance program and compiled a guide and these answers to frequently asked questions. Our goal is to help you get the benefits that you need by providing useful information on the process.

Our free Unemployment Insurance Guide is filled with helpful information about how to apply, program eligibility requirements and how to get in touch with local offices. You can view our free guide here.