While we are not affiliated with the government in any way, our private company engaged writers to research the LIHEAP program and compiled a guide and the following answers to frequently asked questions. Our goal is to help you get the benefits that you need by providing useful information on the process.
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If you’re trying to get assistance, we want to give you information so that you can:
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We are not affiliated with the government in any way. We are a private company that engaged writers to research the Medicaid program and compiled a guide and the following answers to frequently asked questions. Our goal is to help you get the benefits that you need by providing useful information on the process. We are not providing legal or financial advice. If you need such advice, please contact an attorney or a financial advisor.
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Medicaid is a health insurance program paid for by the government. It gives lower-income people and their families cheap or free health insurance. The program is handled by the states. So Medicaid requirements and application steps are different from state to state.
To qualify for Medicaid, you have to meet the requirements. You have to make less than a certain amount of money. You have to be in a special category, too. People in special categories include pregnant women, women with young children, children of low-income families, the disabled and the elderly. Requirements can be different from state to state.
The amount of money you can make depends on where you live. In 2020, some states let Medicaid applicants make as much as 138% of the federal poverty level. If your state follows this income rule, multiply the federal poverty level by .138. If you make that amount or less, you might qualify.
Yes, applicants can get Medicaid and Medicare benefits at the same time. They have to meet the requirements of both programs to get benefits.
If you or your children don’t qualify for Medicaid, you might still qualify for other programs. Family Health Plus and Child Health Plus are programs that can cover you and your kids. But the insurance is not free. You might have to pay a set amount each month.
The Medicaid program is managed by the states. Different states have different application steps. Some states let you apply online through their websites. Other states might ask you to fill out an application and give it to an office worker in person.
Insurance companies cannot turn you away if you have a “pre-existing” condition. This is a rule under the Affordable Care Act. Pre-existing conditions include conditions or illnesses like diabetes, asthma or cancer.
Your Medicaid benefits will end when the program office decides that you do not qualify for Medicaid anymore. This might be because you earn too much money to meet the income rule. Benefits will usually end on the last day of the month after the office decides you do not qualify anymore.